1099 Contractor Pay Stub Generator
Independent contractors don't get traditional pay stubs. Create a professional 1099 pay stub showing your earnings and estimated taxes, then download a clean PDF for your records.
- ✓ Built for 1099 / independent contractor income
- ✓ Estimated self-employment-style tax breakdown
- ✓ Instant PDF — no subscription
Employer
Employee
| Earnings | Hrs | Current | YTD |
|---|---|---|---|
| Regular | 80 | 2,240.00 | 26,880.00 |
| Overtime | 4 | 168.00 | 2,016.00 |
| Gross pay | 2,408.00 | 28,896.00 |
| Taxes & deductions | Current | YTD |
|---|---|---|
| Federal income tax (est.) | 188.96 | 2,267.47 |
| Social Security | 149.30 | 1,791.55 |
| Medicare | 34.92 | 418.99 |
| Health insurance (pre-tax) | 60.00 | 720.00 |
| 401(k) (pre-tax) | 120.00 | 1,440.00 |
| Total deductions | 553.17 | 6,638.02 |
Tax amounts are good-faith estimates based on projected 2026 federal brackets, FICA rates and simplified state rates, and may differ from your actual withholding. This is a self-prepared document for record-keeping — it is not payroll, accounting or tax advice, and not an official government or employer-certified payroll record.
- ✓ One-time payment — no subscription, no monthly fees
- ✓ Unlimited pay stubs & PDF downloads
- ✓ Not happy? Refund with a quick note
Other generators charge $8.99 per stub. You pay once.
Clean, professional templates
Pay stubs that look like real payroll — easy to read, easy to print.
Clean payroll layout. Works for any employer.
Bold colored header with your logo and accent.
Understated, lots of whitespace, easy to read.
One-time payment · no subscription · no monthly fees
- ✓ Build & preview for free
- ✓ Unlimited pay stubs & PDF downloads
- ✓ Automatic federal, FICA & state estimates
- ✓ Refund if you're not happy (just tell us why)
Other generators charge $8.99 for every stub. We don't.
FAQ
Is there really no subscription?
Correct. You pay $2.99 once and can create and download unlimited pay stubs. No monthly fee, no per-stub charge.
How accurate are the taxes?
We estimate federal income tax (annualized percentage method), Social Security, Medicare and a flat state rate using projected 2026 figures. They're good estimates and the state rate is editable, but they're not exact withholding — always verify against official tables for filing.
Is this legal to use?
Yes — creating a pay stub from your own genuine income is legal and common for record-keeping and proof of income. You must only enter accurate figures for income you actually earned; using it to fabricate income or deceive anyone is fraud and against our terms.
Is my data private?
Completely. Everything you enter is stored in your browser and the PDF is generated on your device — nothing is uploaded to our servers.
What if I'm not satisfied?
Email us with your order number and a short note and we'll refund you.
Do 1099 contractors get pay stubs?
Not automatically — clients pay 1099 contractors without withholding. Many contractors create their own pay stubs to document income for landlords or lenders. This tool formats one from the figures you enter.